Cost is often the number one barrier to oral health care. In 2025 alone, 18% of Americans skipped dental treatment due to costs, which was the highest percentage for any type of medical care that year. At Healthy Habit Dental Care, we understand how important affordable dental care is. If you’re considering treatment like dental implants but worry about the cost, we offer ways to make care more affordable. With flexible payment plans for dental implants, we help patients restore their smiles without the financial stress. To learn more, book a free consultation with us in Temecula, CA. There, we’ll help you find a solution that works for your smile and your budget.
The Cost of Dental Implants
Dental implants are screws that embed in your jawbone to replace missing teeth. They’re typically made of titanium, a high-quality, biocompatible metal that integrates with your jawbone over time to form a stable connection. Using this connection, we secure restorations like crowns, bridges, or dentures to your implants, effectively restoring your smile.
Titanium’s benefits make dental implants such an amazing solution. But they’re also a part of what makes your treatment expensive. The cost of dental implants depends on three separate factors:
The type of implant: Our office offers several types of dental implants. Traditional implants are larger and have multiple components, whereas mini dental implants are smaller and one piece. Mini implants are generally less expensive, but not everyone is eligible. In some cases, patients need larger implants and the higher cost that comes with them.- Your bone quality: To fit traditional implants, patients need ample jawbone structure. However, not everyone has enough bone to support these titanium screws. In that case, we may need additional procedures like a bone graft to rebuild lost bone structure, which adds to your cost and overall treatment timeline.
- How many teeth you’re replacing: Replacing a single tooth may not be all that expensive, depending on the implant you’re using. But the more teeth you need to restore, the more costly your treatment will be. A full mouth of dental implants to secure a denture can be fairly expensive for some patients.
In some cases, dental insurance may cover part of your implant treatment. Unfortunately, that isn’t always the case. Most of the time, patients don’t receive coverage for dental implants, leaving them with high out-of-pocket costs. But at Healthy Habit Dental Care, we have ways to make your care more affordable!
Payment Plans for Dental Implants
At our office, we partner with multiple third-party lending institutions. These companies offer patients like you the chance to split costs into monthly payments, instead of paying up front. Healthy Habit Dental Care partners with three different companies.
| CareCredit | Cherry Financing | Proceed Finance | |
|---|---|---|---|
| Repayment Options | CareCredit is a reusable healthcare credit card that you can use at participating institutions across the country. If approved, this card offers plans that range from 6 to 60 months. | Cherry is an installment payment plan for medical treatment that ranges from $35-$65,000. Repayment options range from 1 to 60 months. | Proceed Finance is a loan designed specifically for dental and medical care. It may cover $1,500-$75,000 depending on your eligibility. Possible plans extend up to 144 months. |
| Interest Distinctions | CareCredit offers deferred interest for qualifying patients, with “no interest if paid in full” offers. These offers only apply to the 6-12, 18, or 24-month plans. However, if you don’t pay the amount in full before the promotional period ends, you will pay retroactive interest. CareCredit’s reduced APR plans extend up to 60 months. | Cherry offers 0% APR options to qualifying patients. The 0% rate remains in place for the full payment-plan term if you make payments on time. If not paid on time, interest may apply going forward, but Cherry will never charge interest retroactively. | Proceed advertises rates as low as 3.99% APR for eligible patients, but rates and available plans often vary. |
| Credit Check | CareCredit has a prequalification process without a hard credit check. That way, you can learn if you would qualify before actually applying. | Cherry offers a soft-credit check application process, which will not affect your credit score. | Proceed also offers a prequalification application without a hard credit check to learn if you may be eligible for financing with them. |
Find Flexible Payment Plans to Make Your Dental Implants More Affordable
Don’t let the cost of treatment hold you back. If you’re looking for dental implants, we offer flexible financing to help make your care more affordable! Healthy Habit Dental Care partners with multiple third-party lending institutions like CareCredit, Cherry Financing, and Proceed Finance. To learn what your treatment will look like and to find a solution that fits your budget, we encourage you to book a free consultation with us in Temecula, CA.
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